MySpendJournal

Gallery

See MySpendJournal in action

Real screens from the app, with a sample account. Tap any picture to see it full size.

Journal conversation: a $42.10 Kroger purchase drafted and saved, a spending-by-category chart for October, and a savings goal check for a Hawaii trip

Journal

Record, ask, and chart in plain words

Type a purchase and Journal drafts it for you to Save. Ask for a chart and it draws one. Ask about a goal and it works out the monthly amount.

Journal on a phone: the saved Kroger entry and the October spending chart

On your phone, too

Install it like an app. Journal, Add and your transactions sit in the bottom bar.

Dashboard showing $917.77 safe to spend in November, about $31.65 a day, with an internet bill and a car payment coming up

Safe to spend and Coming up

The top of your dashboard: what's left for the month, per day, and the bills due this week.

Planned vs Actual report for October with bars for income, bills, flexible spending and savings

Planned vs Actual

Your plan next to what really happened: income, bills, flexible spending and savings.

Flexible spending report comparing actual and planned spending for dining out, entertainment, gas, groceries and shopping

Flexible spending

Each spending category against the monthly amount you planned for it.

Transactions for October grouped by category, with paychecks, rent and utilities marked done

Transactions

Planned and actual entries grouped by category, with matched plans marked done.

Ledger table of October transactions with dates, categories, amounts and status

Ledger

Every entry in one table, with a CSV download.

Import preview of a sample statement with 12 rows ready to import and suggested categories

Statement import

Upload a PDF or CSV statement and review every row, with categories suggested, before anything is saved.

Savings goals page with $450 a month assigned and an emergency fund at 48 percent

Savings goals

Monthly savings assigned to each goal, and the progress toward it.

Badges page with four badges unlocked and more to earn

Badges and rewards

Coins, badges and an optional leaderboard for building steady habits.

Screens use a sample account; names and amounts are examples.