Private budgeting without automatic bank linking
Track spending, import bank statements, manage recurring bills, view financial insights, and stay organized without giving away your bank login credentials.
Trust Commitment
MySpendJournal does not require your bank username or password.
Your financial information is handled with privacy and security in mind.
You decide what to enter, upload, import, track, and manage.
Built by Marrien Bacon the creator of MySpendJournal
Founder Story
I built MySpendJournal because budgeting should not be a manual process with spreadsheets. Today's budgeting tools are either too expensive, poorly designed, or pushes users toward automatic bank linking, but not everyone wants to share bank credentials.
MySpendJournal gives users a practical way to efficiently track bills, import bank statements, manage transactions, and understand spending while staying in complete control of their own data. I built this so you can take control of your money—without spreadsheets or sharing bank access.
Features
MySpendJournal helps you track transactions, import statements, monitor spending, manage recurring bills, connect calendar reminders, and protect your account.
Benefits
Gain peace of mind knowing exactly where your money is going and what bills are coming up.
Identify unnecessary expenses and use spending insights to improve your habits.
Keep bills, transactions, receipts, reminders, and imports in one place.
Access MySpendJournal from your computer, tablet, or phone.
Testimonials
Used by early testers across the U.S.
“I really appreciate how easy setup was; once you create a profile it's very quick to get started which is great for efficiency rather than more intensive (and sometimes frustrating) processes like linking to a bank right away.”
Ashley H.
“Overall, the charts are visually appealing and can easily notify the user if they’re over their budget, and see what categories are costing them financially.”
Eduardo O.
“Amazing app! It made tracking my daily spending super easy and easy to sync across. Clean design, smooth performance, and very easy to use. Love MySpend Journal App.”
Manasa G.
App Links
Use MySpendJournal on the web, your phone, or download from supported app stores.
Start tracking transactions, importing statements, setting reminders, and understanding your spending today.
Early Access Event
Be one of the first to experience MySpendJournal. See the app live, ask questions, and get full Premium access for 30 days — no bank connection required.
To install the Android app through Google Play closed testing, you must use the same email connected to your Google Play account. After signing up, we will add your email and send you the private install link.
Limited early access spots available.